Investment Experience: Users select their level of experience with investing.

Financial Goals: Users choose their primary financial goal (preserving wealth, steady growth, or aggressive growth).

Time Horizon: Users specify how long they plan to invest (short-term, medium-term, or long-term).

Market Volatility Reaction: Users indicate how they would react to market losses.

Risk Comfort: Users assess their comfort with taking investment risks.

Score-Based Calculation: Each answer is assigned a numerical value, and the sum of these values determines the user's risk tolerance. The total score classifies the user into one of three categories:

• Conservative (Low Risk): Users with a score of 7 or below.

• Moderate (Medium Risk): Users with a score between 8 and 11.

• Aggressive (High Risk): Users with a score of 12 or higher.

Conservative (Low Risk): Prioritizes preserving wealth, may have a short time horizon, uncomfortable with market volatility.

Moderate (Medium Risk): Balances risk and return, comfortable with some market fluctuations, aims for steady growth.

Aggressive (High Risk): Seeks high returns, willing to accept more volatility, has a long-term focus.